Privacy Policy

Last updated: August 11, 2026

Contents

  1. Information We Collect
  2. How We Use Your Information
  3. Sharing Your Information
  4. Data Storage and Security
  5. Data Retention
  6. Children's Privacy
  7. Your Rights
  8. Third-Party Services
  9. Cookies and Tracking
  10. International Transfers
  11. Changes to This Privacy Policy
  12. Contact Us

This Privacy Policy explains how YoBudget collects, uses, and protects your information when you use the App.

1 Information We Collect

1.1 Information You Provide

DataPurpose
NameDisplay in your profile and shared wallets
Email addressAccount creation, login, and support
Financial data (wallets, transactions, categories, amounts)Core functionality of the App
Profile photo (optional)Displayed in your account and shared wallets

1.2 Information Collected Automatically

DataPurpose
Crash reportsDiagnose and fix technical errors
App usage events (screens visited, features used)Understand how the App is used and improve it
Device information (OS version, device model)Compatibility and crash diagnosis
App install attribution dataMeasuring which ad campaign led to an app install

We use Firebase Crashlytics (Google) for crash reporting and Firebase Analytics (Google) for usage analytics on Android. On iOS, crash reporting is handled by Firebase Crashlytics via CrashKiOS.

We use Meta (Facebook) App Events to measure the performance of our advertising campaigns. On Android, this reports an app-install/activation event to Meta. On iOS, install attribution is reported through Apple's SKAdNetwork, a privacy-preserving mechanism that does not use your device's advertising identifier (IDFA) and does not require tracking permission.

2 How We Use Your Information

We use your information to:

We do not use your financial data for advertising or sell it to third parties.

3 Sharing Your Information

We share information only in the following circumstances:

RecipientWhat is sharedWhy
Other users you invite Wallet and transaction data within shared wallets Collaboration feature you initiate
Firebase / Google Crash reports, anonymous usage events Analytics and crash reporting
Meta (Facebook) App install/activation event (Android); aggregated, anonymous install attribution via SKAdNetwork (iOS) Measuring ad campaign performance
Apple / Google Purchase and subscription data In-app purchase processing
Legal authorities Any data required by law Legal compliance

We do not sell, rent, or trade your personal information.

4 Data Storage and Security

Your financial data is stored on our servers. We implement industry-standard security measures including:

No method of transmission over the internet is 100% secure. We cannot guarantee absolute security.

5 Data Retention

We retain your data for as long as your account is active. If you delete your account through the App, your personal data and financial records are deleted within 30 days, except where retention is required by law.

6 Children's Privacy

The App is not directed to children under 16. We do not knowingly collect personal information from children under 16. If you believe we have done so, contact us and we will delete the data.

7 Your Rights

Depending on your location, you may have the right to:

AccessThe personal data we hold about you
CorrectInaccurate data
DeleteYour account and associated data
ExportYour data (available within the App)
Withdraw consentAt any time where processing is based on consent

To exercise these rights, contact us at support@yobudget.money.

8 Third-Party Services

The App integrates the following third-party services, each with their own privacy policy:

ServicePurposePrivacy Policy
Google Firebase Crashlytics Crash reporting firebase.google.com/support/privacy
Google Firebase Analytics Usage analytics firebase.google.com/support/privacy
Google Play Billing Subscription payments (Android) policies.google.com/privacy
Apple StoreKit Subscription payments (iOS) apple.com/legal/privacy
Meta (Facebook) App Events Ad campaign measurement / install attribution facebook.com/privacy/policy

9 Cookies and Tracking

The App does not use cookies. Crash, analytics, and ad-measurement SDKs may use device identifiers as described in their respective privacy policies (see Section 8). We do not use Apple's advertising identifier (IDFA) or request App Tracking Transparency permission; iOS install attribution relies solely on Apple's SKAdNetwork, which shares only aggregated, non-identifying data with Meta.

10 International Transfers

If you are located outside our jurisdiction, your information may be transferred to and processed in other countries (including where Google's servers are located). By using the App, you consent to this transfer.

11 Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of material changes within the App. The "Last updated" date at the top of this page indicates when the policy was last revised.

Questions about your privacy?

We're here to help with any questions or concerns.